How Does Program Insurance Work?
The HSCG policy is a group policy that allows each insured to have their own dedicated limits and no deductible. The policy covers your product and general commercial liability as a handcrafted soap or cosmetic vendor and includes Inland Marine coverage for your business personal property other than buildings.
With Member Benefit Insurance through HSCG, you receive quality insurance from an A+ rated carrier and a trusted broker, a policy that is available in all 50 states, and access to all of your policy documents 24/7.
*Coverage limit can be increased up to $2,000,000 aggregate.
**Coverage limits can be increased up to $15,000 for any one article.
***Coverage limits can be increased up to $30,000 for any one article.
No Quote Process
24/7 Access to Policy Documents
Convenient Online Purchasing
Available in all 50 States
No Gross Sales Cap
A+ Rated Insurance Carrier