Handcrafted Soap and Cosmetics Insurance

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Insurance FAQ

HSCG Insurance Portal

How does member benefit insurance work?

The HSCG is proud to offer two affordable insurance options to our valued members: the HSCG Minimal Coverage plan and the HSCG Standard Coverage plan. Plans are purchased and managed by our trusted partner, Insurance Canopy.

Both plans offer general and product liability insurance in a simple policy that you can customize to your needs. Enjoy year-round coverage for your business and handcrafted products at events, in-stores, and online.

Why do I need insurance?

Growing businesses come with growing challenges. One of those challenges can be getting insurance. Whether you want to protect yourself from the risks of an accident, or you need insurance to meet contract requirements, your business deserves to be protected at any stage. At the HSCG, we believe all makers should be protected—no matter how big or small your handcrafted business may be. That’s why we’ve partnered with Insurance Canopy to bring you top quality coverage at an affordable rate.

Coverage Details

$ 265

General Liability
up to $1 million aggregate
Product Liability
up to $1 million aggregate
Soap, Cosmetics, Candles, & Handmade Products
Any Business Location
Free Additional Insureds
No Income Cap*
Available in All US States
Admin Fee Included in Price
Tools & Equipment Coverage
optional add-on
Professional Liability
optional add-on
Excess Liability Available**
up to $5 million

$ 330

General Liability
up to $2 million aggregate
Product Liability
up to $2 million aggregate
Soap, Cosmetics, Candles & Handmade Products
Any Business Location
Free Additional Insureds
No Income Cap*
Available in All US States & Canada
Admin Fee Included in Price
Tools & Equipment Coverage
optional add-on
Professional Liability
optional add-on
Excess Liability Available**
optioup to $5 million

*The price of your premium may increase if your sales are over $250,000 a year.
**Excess liability coverage costs $500 for each additional $1 million limit in coverage. No underwriting required.

The Handcrafted Soap and Cosmetic Guild is proud to partner with Insurance Canopy to bring our members affordable insurance plans designed with you in mind.

Program Benefits

Nationwide coverage
Free, unlimited additional insureds
No liability deductible
24/7 access to policy documents
No gross sales cap
A- Rated insurance carrier